Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Terrien G, Baltimore, MD
"Jennifer was the most efficient and pleasant person. She was very knowledgeable of everything that I asked of her. She notified me of every step of the home buying process. I had a great experience. "
Reviewed by JENNIFER N, Conowingo, MD
"Financing was the easiest part of buying house."
Reviewed by MATTHEW A H, York, PA
"Thank you "
Reviewed by Amy S, Spring Grove, PA
"Jennifer was very easy to respond and answer any questions. She was very helpful throughout the entire process. "
Reviewed by Lillian Rachael B, Womelsdorf, PA
"Jennifer knew everything that I needed in order to get financing. She was readily available especially the closer we got to closing. She kept in regular contact with me and was able to explain aspects that I didn’t understand initially. I’m very happy with the job she and her team did."
Reviewed by MARYANN M J, Baltimore, MD
"Jennifer was on top of everything during this process. She was available for all questions. She prepared me for what to expect. Her communication was above and beyond. "