Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Cynthia S, North East, MD
"Jennifer and everyone at NFM were amazing. Very professional, yet very friendly. Extremely good at corresponding with us. Response time was above and beyond our expectations. Any questions we had were answered swiftly and fully. You have our highest recommendation and we would definitely tell anyone to contact you for loan services. Thank you so much. "
Reviewed by Anna R, Ocala, FL
"My experience working with NFM Lending is a pleasant one. My family this is the third loan my Family take with NFM Landing and we work specifically with Jennifer Cook. If in the future we buy another property there is no question, we will use NFM Lending and ask for Jennifer Cook."
Reviewed by DON M, Belcamp, MD
"It was great! We are now in our new home thanks to you! Couldn’t have done it without the help of Jennifer cook and Colleen koerner. Thank you all so much!"
Reviewed by LINDSEY B, Belcamp, MD
"Buying a new home is stressful. Jennifer was awesome. She communicated every detail, I never had to ask for anything. She answered any and all of my questions so quick, and even on weekends! It was a great experience, I would recommend as well as use you guys again! "
Reviewed by Rachell T, Marrero, LA
Reviewed by KRISTINA M, Chestertown, MD
"My husband handled most of the process. However the parts that I was involved in were easy and concise."