Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Gracelia M, North Port, FL
"Everyone with NFM LENDING especially ROB STETTLER definitely went Way above and beyond for me, with all the changes relating to my debt to income they were able move mountains, hurdles and all obstacles to get me approved with an AWESOME interest rate and closing deal! I can say I’ve dealt with multiple lenders and nothing compares to NFM... I greatly appreciate everything they’ve done for me from the bottom of my ❤️! When Rob says he can do it, you better BELIEVE IT!! He's my superhero 🦸♂️ !! 🙌🏽"
Reviewed by Nicole M, Holmes Beach, FL
"We had a great experience...would highly recommend Robert."
Reviewed by Rhonda H, Bradenton, FL
"David, George & Jill were great!"
Reviewed by Sara J, Bradenton, FL
"I am a first time home buyer, and I've hear so many house buying nightmares from friends and co-workers, I was just waiting for it to happen with mine. I was so surprised how smoothly my home buying experience went, from pre approval to closing. If I had any questions they were just a text or phone call away. I was even able to close almost 2 weeks early!"
Reviewed by James D, Osprey, FL
"David and George were fantastic, from start to finish. I am a very thorough and punctual person, so having a team like these guys who responded so well is always positive for me. We have purchased a lot of homes in our lives and had some not so good experiences, but these guys worked the loan as I would expect from professionals. This is never a fun experience for anyone to have to acquire a loan, they made it as painless as possible. "
Reviewed by Helen B, Sarasota, FL
"I was very pleased with the personal, hands-on assistance David M. provided. He came to my home, helped me compile documents, took pictures, saving me much time, effort and stress. David provided straight answers as to my loan eligibility, without being second guessed by loan committee, very reassuring. David & George respond to calls & messages promptly, even after hours. Highly recommend David M. and his team. "