NFM Branch Palm Harbor, FL

33920 US Hwy 19 #150, Palm Harbor, FL 34684 | NMLS# 1308745 Apply Now Returning Applicant Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Jun 2019

Reviewed by TIMOTHY C, Dunedin, FL

"It was a great experience working with NFM Lending. JoAnn and her team were fantastic, very knowledgeable and professional. They made it seamless since we did the bulk of providing and signing documents on line from NH. Highly recommend using NFM Lending."


Jun 2019

Reviewed by HENRY J, Dunedin, FL

"NFM Lending was always on top of things and kept us very informed. Nice staff!"


May 2019

Reviewed by DAN M, Tarpon Springs, FL

"Very efficient and professional."


May 2019

Reviewed by ALBERT G, Seffner, FL

"I had a great experience with everyone who worked on my loan. "


Apr 2019

Reviewed by RHESA B, Largo, FL

"I have never felt more secure throughout the whole loan process with Joanne & NFM. I was kept up-to-date on everything either by phone or e-mail. Never has such a rewarding feeling "


May 2019

Reviewed by RICHARD M, St Petersburg, FL

"We were always in the loop every step of the way! "


Top Mortgage Lenders 2018

NFM Lending ranked in the Top Mortgage Lenders 2018

LINTHICUM, MD, June 3, 2019 — NFM Lending is proud to announce they ranked in the Top Mortgage Lenders 2018 by Scotsman Guide. Each year, Scotsman Guide compiles a list of the nation’s 75 top-producing mortgage companies and publicly traded banks by their total yearly mortgage volume. Accordi…
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Thomas Watson

NFM Lending salutes Thomas Watson

LINTHICUM, MD, June 3, 2019— NFM Lending is pleased to honor Chaplain (MAJ) Thomas Watson as the NFM Salute for June 2019. Chaplain Watson’s 17 years of service in the Army National Guard began in 1985 as a 19 Delta Cavalry Scout. He subsequently received a direct commission in the U.S. Army …
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Stride and Thrive

NFM Lending Sponsors the Fourth Annual Stride and Thrive

LINTHICUM, MD, May 24, 2019— NFM Lending is proud to be the returning Presenting Sponsor for the fourth annual Stride and Thrive 5k and 1-mile run/walk on June 9, 2019. This event will benefit the Kelly Gynecologic Oncology Service in the Johns Hopkins Department of Gynecology & Obstetrics.…
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Best Places to Work

NFM Lending Named Best Places to Work Finalist

LINTHICUM, MD, May 22, 2019 — NFM Lending is proud to announce it was named a finalist of the Best Places to Work 2019 by Baltimore Business Journal. Every year, Baltimore Business Journal (BBJ) conducts a months-long nomination process and online survey of local companies. The survey was limit…
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Contact Me

NFM Branch FL306



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33920 US Hwy 19 #150, Palm Harbor, FL 34684

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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