NFM Branch Palm Harbor, FL

3003 Alternate 19, Suite B Palm Harbor, FL 34683 | NMLS# 1308745 Apply Now Returning Applicant Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Dec 2018

Reviewed by COURTNEY E, Dunedin, FL

"Very patient and explains everything. Has the best interest of the client in mind. Very helpful and would use them again or recommend to anyone."


Dec 2018

Reviewed by RAYMOND G, Brooksville, FL

"Quick, painless and efficient."


Dec 2018

Reviewed by DONNA A, Treasure Island, FL

"Joann Rooney and her team make the mortgage and refi process a breeze. She finds the best rates, and everything is handled smoothly and professionally. She even had the closing agent come to us for the final signing! Trusted, and a pleasure, I give them the highest recommendation possible. "


Dec 2018

Reviewed by CHRISTINE S, Crystal Beach, FL

"I cannot say enough wonderful things about JoAnn, Brittany and their team. The level of professionalism far exceeded my expectations. They worked efficiently, communicated openly throughout the lending process, and made, what often times is stressful, a smooth and flawless lending journey. If you are in need of a mortgage lender, look no further!! I guarantee you will be happy and satisfied with JoAnn Rooney and her team."


Nov 2018

Reviewed by DONNA L, Safety Harbor, FL

"JoAnn and her team are over the top in customer service! All through the loan process the communication was constant and timely. Brittany was fantastic and very helpful! As a Realtor, I hear stories about the mortgage process being difficult and stressful but I assure you that working with JoAnn and her team at NFM Lending the mortgage process is nothing but smooth and stress free! I highly recommend JoAnn Rooney!"


Oct 2018

Reviewed by BERNARD J, Palm Harbor, FL

"The whole staff gave excellent service. "


Main Street Home Loans

NFM Lending announces new division: Main Street Home Loans

LINTHICUM, MD, December 19, 2018 — Today, NFM Lending announced that two industry powerhouses, Darran Anthony and Mike Farrell, will lead their new division, Main Street Home Loans, based in Leesburg, VA. Under the leadership of Anthony and Farrell, who have over 20 years of industry experi…
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Team Stapleton NFM Lending

NFM Lending opens new branch in St. Petersburg, FL

LINTHICUM, MD, December 7, 2018 — NFM Lending is pleased to announce the opening of a new branch in St. Petersburg, Florida. The branch is located at 3035 5th Avenue North, St. Petersburg, FL 33713, and will be led by Branch Managers, Steve and Amanda Stapleton. The NFM Lending branch will focu…
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6 Important Home Features for Hosting

Do you love entertaining your friends and family and want to be the go-to host for holidays, dinners, and other gatherings? Not every home is fit to do so. If you’re searching for a new home or want to redecorate or renovate, keep in mind these 6 important home features for hosting. Entry Way T…
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Cliff Hageman

NFM Lending salutes Cliff Hageman

LINTHICUM, MD, December 3, 2018— NFM Lending is pleased to honor Specialist Cliff Hageman as the NFM Salute for December 2018. SPC Cliff Hageman joined the army just a few months after his high school graduation in 1988, serving until 1992. His military occupation specialty (MOS) was an 88M, or…
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Contact Me

NFM Branch FL306



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3003 Alternate 19, Suite B Palm Harbor, FL 34683

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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