Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by TARA ANN D, PORT RICHEY, FL
"Everything went smoothly. I loved the weekly loan update phone calls from Joann and Mike did an excellent job on getting a great price for my homeowners insurance. I will recommend them always."
Reviewed by ROBERT D, Palm Harbor, FL
"I think NFM is quick and easy unlike other loan agency’s or banks, I never had to chase around NFM they were always by my side ."
Reviewed by THOMAS T, Palm Harbor, FL
"Everyone in JoAnn Rooney’s office, especially Brittany, are approachable and professional. Regardless of our questions, they took each one seriously and answered in a timely manor. The process was stressful, however, their competence and friendly nature made the overall experience a good one "
Reviewed by PHILIP L, Palm Harbor, FL
"Great from day one. I was living in Australia at the time and despite the time difference, had no challenge getting everything done with quick turn around times."
Reviewed by ROBERT G. G, TARPON SPRINGS, FL
"You were all so patient with us when it came to technology "
Reviewed by RYAN H, Tampa, FL
"Great communication! Really enjoyed this experience with you guys."