Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Elizabeth Mary S, Jacksonville, FL
"Elysia, Joann, Danielle, and Brandy were outstanding. Someone was always available to answer my questions. I felt like they really cared about me. "
Reviewed by Christina M J, Jacksonville, FL
"She is extremely knowledgeable, professional and was able to find a solution for our financial needs. We highly recommend her. "
Reviewed by Tomas K J, Jacksonville, FL
"A slick process from start to finish."
Reviewed by Christina E, Baltimore, MD
"Excellent customer service, follow up and expertise!"
Reviewed by Fatima Lizette W, Jacksonville, FL
"Many Thanks to Elysia, JoAnn, and Danielle!! The Team at NFM Lending made purchasing our new home hassle free and awesome. From the beginning to the end they were professional, efficient and utilized technology to easy stress from us of having to worry about taking time off to meet each document, disclosure signing deadline to move forward in the home purchase process. Communication was personal and genuine to make our homeownership funding a positive reality ."
Reviewed by Michael J M, Ponte Vedra Beach, FL
"Elysia was unbelievable! We had tried for 6 months or so to purchase a condo and she always jumped through hoops to get us approval letters at different purchase price offers to give us the best chance to win. She even helped us with these approval letters on two Sundays great great customer service we really appreciate her help in crafting the deal."