Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by John D, Lithia, FL
"Fast, courteous, and accurate. Overall awesome experience with my refi!"
Reviewed by Wayne B, Jacksonville, FL
"From the first day till the very end Elysia and her team took charge of all the detail. At one point I told them I couldn’t believe how easily everything was coming along. I was a first time buyer and they truly took care of me and kept me informed throughout the entire process. I will gladly recommend them to friends and family. "
Reviewed by Jacqueline C, Jacksonville Beach, FL
"Elysia was patient, helpful, friendly and competent. She was consistently available to assist me through the process in a personable way that made the whole experience as stress free as possible! "
Reviewed by Larry V, Riviera Beach, FL
"They are extremely organized and prompt. NFM was in regular communication with us via direct call, emIl and text monitoring and tracking every aspect of this transaction. I am grateful for their support. My wife and I are so happy in our new place. Thank you for making thi possible. "
Reviewed by Haley S, Port Saint Lucie, FL
"Elysia gave us all of the support and information we needed to purchase our first home. I will be recommending her to every friend who is looking to buy a home!"
Reviewed by Mark B
"Elysia was very friendly and had our best interest at all times. She was also knowledgable in a way to guide us down the right path."