Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Francisco V, Arlington, VA
"Elysia was fantastic and got us thorough it all with time to spare! Even with the right time frame in the contract. She’s amazing. We will use her again and refer others to her as well."
Reviewed by Aimee B, Arlington, VA
"Elysia is a fantastic professional whose dedication to customer service is like none I have ever seen. Additionally, she is a problem solver! We’ve purchased two homes through her, and folks whom I have referred to her have purchased through her as well. I will continue to refer folks to her. She rocks!"
Reviewed by Shoshanah M, Palm Coast, FL
"As a first time home buyer, I was very nervous and hesitant about the whole process. Elyssia was always very patient, friendly, and available for any and all of my questions from beginning to end. She was clear and concise and never spoke above my head. When I didn't understand something, she explained happily and patienty. Her willingness to see me through this process with constant support and kindness was invaluable to me! I would recommend her to anyone. "
Reviewed by Christopher T, Hendersonville, NC
"This is my 2nd time working with Elysia and if there is a possibility of another home Elysia hopefully will be right there again!"
Reviewed by Dustin L, St Johns, FL
"Elysia And her team we’re always quick to respond and took the time to break down concepts that we may not understand as well. They were fast, efficient, and thorough."
Reviewed by Zachary Z, Neptune Beach, FL
"Elysia made the loan process stress free by providing me with accurate updates and guidance. We were able to close within one month!"