Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Christina M, Jacksonville, FL
"They did a great job!"
Reviewed by Elizabeth A, Jacksonville Beach, FL
"Elysia Stobbe is the only person I will work with as we buy and expand our number of homes we own. She is an absolute rock star who is there every step of the way, taking the time to explain every single detail, whether day or night. She worked tirelessly to get us cleared to close in under 30 days which is incredible as business owner who is self-employed. There is no better team you will find than hers - I highly recommend her!"
Reviewed by Tierrah L, Orange Park, FL
"Elysia was great! She worked with my husband and I diligently and with patience. I would highly recommend her services to anyone looking to do business with accuracy and precision. Thank you again Elysia!"
Reviewed by Robert W, Orange Park, FL
"Overall terrific experience, I would recommend Elysia to anyone, she’s very knowledgeable, friendly and hands on throughout the home buying process. "
Reviewed by Charles E, Jacksonville, FL
"I've worked with Elysia Stobbe and the staff of NFM Lending multiple times over the years and have never been disappointed. They are great to do business with, and I highly recommend them!"
Reviewed by Diana K, Powder Springs, GA
"Working with Elysia was a wonderful experience. She was honest, approachable, and always available to answer any questions (and we had a lot of them!) I would recommend her to anyone."