Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Dustin L, St Johns, FL
"Elysia And her team we’re always quick to respond and took the time to break down concepts that we may not understand as well. They were fast, efficient, and thorough."
Reviewed by Zachary Z, Neptune Beach, FL
"Elysia made the loan process stress free by providing me with accurate updates and guidance. We were able to close within one month!"
Reviewed by Jonathon T, Monticello, FL
"Elysia and her team were absolutely amazing through the whole process. Many Kudos to them!! "
Reviewed by Conchita M, Jacksonville, FL
"Elysia was my Loan Consultant and made this a smooth experience. She was very detailed throughout the whole process and would always respond to my questions in such a timely manner, I felt constantly assisted by her. She also sent me updates on the milestones reached during the loan process and what the next step would be to keep me posted. I recommend Elysia Stobbe and her team-Brandy and Danielle for anyone wishing to purchase their dream home!"
Reviewed by Eleanor J, Jacksonville, FL
Reviewed by Ronald F, Jacksonville, FL
"I did find it very stressful I did not realize so much paperwork. One thing that would really help is letting all financial institutions that buyer/seller deal with communicate with each other. Allow lender to get records direct. No more constant faxing etc. that would help. I did feel that ours was handled very professionally and had confidence in in them. "