Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Travis Weston G, Sarasota, FL
"I was referred to Amy Samsal and her team at NFM Lending from my real estate agent...and so thankful for that referral. The team at NFM Lending was outstanding from start to finish. They kept us informed on exactly where we were in the process of attaining the loan and also what was needed. I would highly recommend them to my family, friends, and anyone else looking for a team of caring professionals whose goal is to ensure you secure a loan without any stress. "
Reviewed by Janice B H, Bradenton, FL
"The whole experience was excellent. Very knowledgeable and very pleasant. Always available to answer any questions. Kept me informed all the way through the process. "
Reviewed by Susan Leslie O, Valrico, FL
"It was a great experience. Amy and her team were prompt and professional in their responses to questions through our the loan process."
Reviewed by Daniel V S, Bradenton, FL
"Amy Samsal is fantastic!"
Reviewed by Uzi I B, Sarasota, FL
"From the start Amy Samsal was professional. Informative, and efficient. She addressed every concern and question quickly and with clarity. And she made the numbers work for my refinance. "
Reviewed by Trillian A S, Bradenton, FL
"From the beginning Amy was amazing!! Very professional, attentive and knowledgeable which made the whole process easier to go through! She stayed on top of everything every step of the way!!! I would highly recommend her to anyone!!!"