Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Anita I, Lakeland, FL
"Matt seemed to be "staring" at his computer screen waiting for me to send a note, a question or an inquiry....why? Because as soon as I send a message, he's responding within 5-10 minutes....Matt was OUTSTANDING....I love this guy, and never met him in person.....He seemed as if he was destined to get me and Mike into this house.....GREAT WORK AND DEDICATION!"
Reviewed by Robert T, Tampa, FL
"Very knowledgeable "
Reviewed by Savannah S, Wesley Chapel, FL
"We had a fantastic experience. As 1st time home buyers we had allot of questions. The team took their time answered all questions and kept us well informed as the process went along. Thanks for helping with our dream house!"
Reviewed by Jason A, Tampa, FL
"You all were awesome, stuck with me through the many months it took to finish my house. Went against other lenders on rate and fees to keep business. Thank you John and Matt for your hard work."
Reviewed by Timothy R, Brooksville, FL
"Fast and efficient"
Reviewed by Eric C, Clearwater, FL
"NFM Lending team was there every step of the way during the loan process. The communication and professionalism was exceptional. Everyone that I encountered was very helpful in answering our questions and in returning our calls and e-mails. Thank you NFM Lending."