Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Darryl L, St Petersburg, FL
"Great experience. Closed this home in 3 weeks to the day - fantastic. Thank you all"
Reviewed by Tara S, Safety Harbor, FL
"NFM Lender team provided an excellent experience. This was the most efficient, and helpful team I have ever worked with. Buying a house can be stressful, NFM lender provided a seemless ,organized process and I highly recommend them to anyone needing a lender."
Reviewed by Jason S, Land O Lakes, FL
"Our experience with NFM was outstanding! They took care of every detail for us along the way, and when we ran into difficulty with the timeliness of obtaining our home equity loan, they helped expedite that process as well. We worked directly with Jane Floyd, Stephen Arthur, and Matthew Beard. Every question we had was answered and they each helped make the mortgage process straightforward and painless. From start to finish, NFM was very professional, and we would definitely refer again."
Reviewed by Hector J, Odessa, FL
"Very competent, knowledgeable and friendly group of professionals. "
Reviewed by Phong N, Gibsonton, FL
"Stephen and Matthew were very communicative and responsive throughout the lending process. Whenever I had a question or wanted something corrected on a form, they made those changes very quickly. They took the time to explain things to my girlfriend and me and encouraged us to ask questions. This was my first home-buying experience, and I found it to be a relatively smooth process."
Reviewed by Roman G, Hudson, FL
"The team that worked with me was the best- Thanks "