Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Kim J, Tampa, FL
"While it was annoying to collate all the information you needed, I totally understand that it was all necessary. Your team were infinitely patient and helpful. Your team did all that they could do for us."
Reviewed by David M, Crystal Beach, FL
"NFM Lending was very attentive to our needs from the beginning. Thanks for the great service!"
Reviewed by Rawle O, Gibsonton, FL
"I started off working with John Norsworthy at NFM close to this time last year. We set out a plan for me to clear certain things that were affecting my credit, and I made sure to accomplish those goals. He was sure to check up on me every few months to make sure things were going well with me. I also got to work with Matthew Beard when it was time for me to get certain documents together for the Underwriters to approve the loan for our 1st HOME. Thanks Jane also for all the UPDATES !!!"
Reviewed by Leonor D, Tampa, FL
Reviewed by Julie A, Tampa, FL
"Friendly, knowledgeable and prompt help with all the many questions along the way."
Reviewed by Aaron M, Wesley Chapel, FL
"Very professional and was very thorough with going over all the processes. My wife and I were very happy and will use FM again."
NFM Branch FL289A
14497 North Dale Mabry Highway, Suite 235N Tampa, FL 33618
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.