Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Karin S, Tampa, FL
"We could not have asked for a better experience than we had working with Jane Floyd and her team. Jane was straight forward, informative and willing to answer all my questions right from the start. I never felt pressured to go with them as we did with others we got mortgage quotes from. During the process of submitting all our paperwork, her team stayed on top of everything and they were so responsive to all my concerns. I truly can't say enough good things about our experience with them! "
Reviewed by Kenneth L, Tampa, FL
"Friendly and accommodating staff. It was a pleasure. "
Reviewed by Christopher D, Lutz, FL
"Our originator was very organized with his communications and requests for documents. He was articulate with the requirements and was knowledgeable about loan products that were suitable for my needs. The entire process went very smoothly and led to a successful closing. "
Reviewed by Joshua J, Dade City, FL
"Very smooth transaction and no stress during the entire process. What a great team!!!!!!"
Reviewed by Cecilia R, Tampa, FL
"Jane and her team are phenomenal! They provide many services and they make sure the buyer is updated throughout the home buying process! Buying a home is made easier with Jane and her team."
Reviewed by Anthony C, Tampa, FL
"Great service and had a great time working with the NFM lending team"