FHA Premium Reduction

Some interesting news broke last Thursday. President Barack Obama announced plans for the FHA (Federal Housing Administration) to take steps to reduce the annual insurance premium for new borrowers. This will potentially drastically change the way upcoming years of home buying looks like. The plan is estimated to be enacted on January 26th, 2015. This […]

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Federal Government Weighs in on Fair Lending

Federal Government Weighs in on Fair Lending

Earlier in 2014, the Consumer Financial Protection Bureau (CFPB) issued a report on its plan, purpose, and proposed action on how to address issues within the subject of Fair Lending. But one might first ask the question: “What is Fair Lending?”  Fair Lending falls under the Fair Housing Act and the Equal Credit Opportunity Act. […]

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Divots4theDeaf

NFM Lending Sponsors Divots for the Deaf

Did you know, the Tampa Bay area is the third largest in the USA with over 400,000 Deaf and Hard of Hearing individuals? The struggle to be in a hearing world is challenging. We take many things for granted when it comes to hearing, but the reality is that movie theaters, museums, amusement parks, grocery stores, public […]

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Holiday Wine Bottles

Holiday Wine Bottles

Today’s blog is: Holiday Wine Bottles. Using upcycled wine bottles you could create a beautiful center piece or décor for your home’s mantle for the holidays. Here is a great how-to video by Dakota that shows you step-by-step how to transform you old wine bottles into chic rustic, holiday décor. Materials needed: 3 clean wine […]

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Painted Chalkboard Sign - 3

DIY Painted Chalkboard Sign

Today’s blog is: Painted Chalkboard Sign. This is a very fun and practical craft to create for not only the holiday season, but all year-round! Two sources of inspiration for this project were The Graphics Fairy and The Pinning Mama. With this chalkboard sign, you can create and write fun sayings or phrases, to-do lists, […]

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DIY Candy Cane Wreath

DIY Candy Cane Wreath

Today’s blog is: Candy Cane Wreath. Making your own wreath is a great way to welcome the holiday season, add chic seasonal door decor, and is super easy to do. This DIY tutorial was inspired by Momtastic’s DIY Holiday Candy Cane Wreath tutorial. So grab your glue gun and let’s get crafting! Materials Needed: Red […]

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Holiday Blocks That Say A Lot

Holiday Blocks That Say a Lot

Today’s blog is: Holiday Blocks That Say a Lot. These wood blocks are a great way to create a decoration that is arranged based on the current season, holiday, or room décor. Inspiration for this craft came from Lil’ Luna’s Wood Blocks Craft, which has detailed instructions on how to make your own version of […]

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Holiday Mason Jar Snow Globes - 6

Holiday Mason Jar Snow Globes

Today’s blog is: Holiday Mason Jar Snow Globes. There are a plethora of ways you can incorporate mason jars into your home décor, ranging from planters, and vases to light fixtures. Our tutorial was inspired by Beth from Home Stories A to Z. The Holiday Mason Jar could be used as a centerpiece, or as […]

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DIY Holiday Pillar Candles

DIY Holiday Pillar Candles

Today’s Blog: Holiday Pillar Candles! We all know cute holiday candles tend to get very pricey, so here is a great way to create your own at an affordable price. These holiday candles are not only easy to make, but are great gifts to give during the holidays.  This Holiday Pillar Candles tutorial was inspired […]

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DIY Rustic Candle Holder - 4

DIY Rustic Candle Holder

Today’s blog: DIY Rustic Candle Holder. Bring some of the outdoors in with this real wood candle holder. This craft can make a great center or mantle piece, and you can dress it up with holly or pine to add more holiday flair. Once a new season begins, you can change the theme so your […]

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