Federal Government Weighs in on Fair Lending

Federal Government Weighs in on Fair Lending

Earlier in 2014, the Consumer Financial Protection Bureau (CFPB) issued a report on its plan, purpose, and proposed action on how to address issues within the subject of Fair Lending. But one might first ask the question: “What is Fair Lending?”  Fair Lending falls under the Fair Housing Act and the Equal Credit Opportunity Act. […]

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Get Your Home Ready to Sell

Get Your Home Ready to Sell

Selling your home is hard. Such an arduous process can take weeks, if not months, even in the preliminary stages of house preparation. Indeed this paints an ominous picture of the whole experience; but not to worry, there is light at the end of the tunnel. You may be wondering, is there a way to […]

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Effective Ways to Add Value to Your Home - Front Door

6 Effective Ways to Add Value to Your Home

Everyone that watches home improvement shows, such as “Flip this House”, “Property Brothers”, or “This Old House”, knows that home improvements can help add value to a home. You see examples where the investor/flipper buys a home for an incredibly low price (because the structure is falling apart, or it needs serious maintenance work, or […]

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Should You Rent or Buy a Home?

Should You Rent or Buy a Home?

You have heard both sides of the story: “If you rent, you’re throwing your money away,” or “Homes will suck up all your money.” But the truth is that in both cases you are exchanging money for desired goods and services. Each side has advantages and disadvantages, and in both cases, you have a home. […]

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4 things to keep in mind when buying a condo

4 Things to Keep in Mind When Buying a Condo

Condominiums can have an immediate appeal over single-family homes. They can be much lower in price, they tend to have a centralized location, many offer security features and amenities, have convenient parking, and you can skip out on doing any yard work or exterior maintenance. However, doing your research is essential to any property you […]

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What is Refinancing

What Is Refinancing And Is It Right For You?

What Is Refinancing? Refinancing is when you get a new mortgage to replace your existing mortgage. Most of the time, people refinance their mortgage when they are looking to reduce their monthly payments using the equity on their home (the difference between the amount owed and how much the home is currently worth).* Other reasons […]

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What to do before buying a house

What To Do Before Buying a House

Congratulations! If you are thinking about purchasing your first house or the home of your dreams, you have begun a very exciting journey. Home ownership is a big part of the American Dream, and is one of the biggest financial decisions and investments most people will ever make. But failing to plan for this can […]

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Mortgage terms glossary

Mortgage Terms Glossary

Are you looking to buy a home but are stumped with some of the terms that Real Estate Agents, Loan Originators, or even websites say? Here are 25 commonly used mortgage terms and definitions to help you through the home buying and loan process: Adjustable Rate Mortgage (ARM) – An ARM, also known as a […]

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tems Needed to Get Pre-Qualified for a Mortgage

Items Needed to Get Pre-Qualified for a Mortgage

If you’re looking to purchase a home, the first thing you should do is obtain a pre-qualification. A pre-qualification can help you have a stress-free purchase transaction by letting you know how much home you can afford. Also, Real Estate Agents and even sellers often will only work with pre-qualified buyers. What is a pre-qualification? […]

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Leaves in gutter

Springtime Home Repairs List

Spring is a wonderful time: the snow finally melts; trees come back to life; flowers begin sprouting bringing color back to your yard; and everything around seems to be livelier. Most people begin the season by deep-cleaning their home, doing some yard work, and updating their wardrobe. But did you know it is also a […]

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