CFPB Issues Statement on TRID Enforcement Concerns

The Consumer Financial Protection Bureau (CFPB) issued a statement on Wednesday, June 3, 2015, stating that its enforcement of the TILA-RESPA INTEGRATED DISCLOSURES (“TRID”) will be sensitive to mortgage lenders making a good faith effort to enforce the new rule. Richard Cordray, Director of the CFPB, addressed the statement to Senators Joe Donnelly and Tim […]

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Happy couple in front of home

Tips and Strategies for Home Buyers

Preparing to purchase a home is an exciting time. It is also one of the most important financial decisions you will make in your life. So, as you prepare to take this step, it’s important to do as much research as possible. These tips and strategies will help you ensure a smooth, successful home buying […]

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How to choose a Real Estate Agent

How to Choose a Real Estate Agent

Purchasing and investing in real estate is a big deal. For most Americans, the purchase of a home is the most expensive purchase they will ever make. But choosing to fly solo in such a major transaction could end up being more costly than a real estate agent’s commission. So how do you choose a […]

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Energy Efficiency Tips and Upgrades for Your Home

Increasing your home’s energy efficiency offers a lot of benefits: lower energy bills, lower environmental impact, and even increased home value. This Earth Day consider some of these energy-saving tips for your home that will save you money and reduce your environmental footprint. Replace Your Light Bulbs According to the U.S. Department of Energy, the […]

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Using your Tax Return for Home Renovations

Now that tax season is over, you may be wondering what to do with your tax return. A great way to put your tax return to good use is to invest in home renovations that you may have been putting off. Here are several ways you can get the most out of your tax return […]

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spring cleaning

Spring Cleaning Tips

Let’s face it; of everything on your to-do list, spring cleaning probably isn’t the most exciting. But with warmer temperatures and a new year ahead of you, spring is a great opportunity to clean up, organize and refresh your home. Here are some tips to help you get the most out of your spring cleaning […]

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Piled up office work papers

About the TILA-RESPA Integrated Closing Disclosure

NFM will be ready for August 1st On August 1, 2015, the mortgage industry will introduce two new loan disclosures. The Loan Estimate and the Closing Disclosure will be utilized on most applications taken after the effective date. These changes will be implemented by the Consumer Financial Protection Bureau (CFPB) under the CFPB’s rule making […]

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NFM Lending Moving Checklist

Stay Prepared for Move-In Day with our Moving Checklist!

Moving into a new home is an exciting experience, and an important life milestone. Whether it’s the first time you’ve ever moved, or if you’ve moved many times before, being unprepared can make it stressful. Here’s a schedule for the month leading up to your move-in date to help you get prepared and stay prepared […]

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Basics of Home Inspections - NFM Lending

Basics of Home Inspections

Home inspections are a very important part of both the home buying and selling process. It is always a good idea to hire a Home Inspector to properly inspect a house. Home Inspectors are professionals who are trained to have a keen eye for catching things that a normal homeowner (or potential homebuyer) may not […]

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FHA Premium Reduction

Some interesting news broke last Thursday. President Barack Obama announced plans for the FHA (Federal Housing Administration) to take steps to reduce the annual insurance premium for new borrowers. This will potentially drastically change the way upcoming years of home buying looks like. The plan is estimated to be enacted on January 26th, 2015. This […]

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