How to Help Improve Your Credit Score

When applying for a purchase loan or refinance, your credit score is of great importance. Credit scores tell lenders how well a person manages their existing credit, and are telltale signs of how reliable they are with paying off loans. Lenders also use credit scores to determine the interest rate they will charge a borrower. […]

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The Life of a Mortgage Loan

Throughout its course of existence, a loan takes on various forms of being: application, amortization, re-finance, maturity. It could stay in the lender’s portfolio for its duration or move into the exciting world of the secondary market.  It may split off into two loans if the borrower decides to obtain a home equity line of […]

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