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Feb 20

What is an FHA Loan?

History The FHA (Federal Housing Administration) home loan is one of several government-insured loans. It has been offered by the Federal Housing Administration since 1934 according to HUD (U.S. Department of Housing and Urban Development). This loan type has helped over 40 million families in America purchase a home. Features...
Feb 06

The Benefits of Home Ownership

Are you dreaming of a large backyard, two car garage, driveway, and having a place that kids can grow up in? Chances are, you are thinking about buying a home. Purchasing a house is a major decision in most people’s lives. It can lead to personal happiness, and may help...
Jan 31

Emergency Funds

If you suddenly lost your job, would you be able to live comfortably until you found a new one? Emergency funds are your financial cushion in case the unexpected happens. Why you Need One Having an emergency fund allows you to have a financial safety net in case there is...
Jan 08

How to Help Improve Your Credit Score

When applying for a purchase loan or refinance, your credit score is of great importance. Credit scores tell lenders how well a person manages their existing credit, and are telltale signs of how reliable they are with paying off loans. Lenders also use credit scores to determine the interest rate...
Dec 18

NFM’s Support Our Troops Drive 2012

In November 2012, NFM, Inc. embarked on its 5th annual Support Our Troops Drive. For the past five years, NFM, Inc. has been collecting items to send to our troops overseas via AnySoldier®. AnySoldier® is a program that helps people and organizations such as NFM, Inc. send care packages to...
Nov 28

The Life of a Mortgage Loan

Throughout its course of existence, a loan takes on various forms of being: application, amortization, re-finance, maturity. It could stay in the lender’s portfolio for its duration or move into the exciting world of the secondary market.  It may split off into two loans if the borrower decides to obtain...
Oct 26

NFM, Inc. Golfs On Par for the Michael Phelps Foundation

In support of the Michael Phelps Foundation, NFM, Inc. recently sponsored and participated in the Michael Phelps Foundation 2012 Golf Classic held on September 22, 2012 in Atlantic City. The Michael Phelps Foundation is a non-profit organization founded by the record-setting Olympian, Michael Phelps. The foundation was created in 2008...
Oct 26

NFM, Inc. Drives to Support Our Troops

Once again, NFM, Inc. is gearing up for its fifth annual “Support Our Troops Drive,” collecting donations for troops overseas via AnySoldier®.  The drive will run for two weeks from November 5–November 19.This year’s drive is particularly exciting as the company is opening up donations to include the outside community...
Oct 10

NFM, Inc. Sponsors Ronald McDonald House 30th Anniversary Gala

As a long time supporter of the Ronald McDonald House Charities of Baltimore, NFM, Inc. has made a $10,000 donation to the organization as a sponsor of its 30th Anniversary Celebration Gala. NFM, Inc. is an advocate for family togetherness and has enjoyed its growing relationship with the Ronald McDonald...
Sep 22

NFM, Inc. Helps ‘Homes and Hope for Heroes’

Always an advocate for our country’s veterans and soldiers, NFM, Inc. recently participated in supporting Habitat for Humanity of Maryland’s newest initiative, Homes and Hope for Heroes. On July 18, 2012 Susan Devlin, Executive Director of Habitat for Humanity of Maryland, was presented with a check in the amount of ...