LINTHICUM, MD, February 2, 2022 — The NFM Family of Lenders is excited to announce the addition of 25-year mortgage industry veteran Mike Bowen to the team. Bowen is operating under the moniker of Elevate Home Loans, adding to the distinguished group of divisions that have propelled the company to national prominence.
While he’s been recognized many times for being in the Top 1% of mortgage originators in the United States, his real passion lies in growing people. “I’m so thankful for the opportunity to join the NFM Family of Lenders under the banner of Elevate Home Loans,” said Bowen. “I have been paying close attention to NFM for many years and feel honored to be a part of their growing success story. Under the leadership of NFM, I have no doubt our team will thrive and continue to grow our footprint in the Colorado market and beyond.”
NFM President Jan Ozga said, “Mike is a genuine diamond. His leadership, production, and passion for helping others are the crucial, key ingredients shared by all our division leaders. We feel very fortunate to add another industry leader to this growing segment of our business.”
The division’s goal is to continue to provide the same commitment and dedication to borrowers, ranging from first-time homebuyers to seasoned buyers looking for their next home, a second home, or investment properties.
Elevate Home Loans is currently seeking qualified Mortgage Loan Originators for full and part-time positions.
For more information, please contact:
Mike Bowen
Division President / Branch Manager
NMLS# 398339
9200 E. Mineral Ave.
Englewood, CO 80112
720-734-2809
mbowen@elevatehl.com
https://elevatehomeloans.com/loanoriginator/mike-bowen
About Elevate Home Loans
LINTHICUM, MD, January 4, 2022 – NFM Lending, a top national mortgage lender in business since 1998, today announced the launch of its Influencer Division, led in part by TikTok sensation Scott Betley (@thatmortgageguy). Betley joined the company in May 2021 and has spent the last eight months putting a structure in place to support and help grow the channel. He currently has 720,000 loyal followers and some of his videos have eclipsed 5 million unique views. Coinciding with the launch, Betley has been promoted to Vice President, Co-Creator of the division.
“I am so humbled and honored NFM recognized the power of creativity and was willing to commit the resources necessary to put the many pieces in place to deliver an all-encompassing experience for the direct-to-consumer client,” said Betley. “My followers want transparency, a great digital experience and in many cases, a partner who understands the incubation process from lead to close often takes time and patience. The leadership at NFM has overwhelmed me with the level of resources they’ve put toward this launch and this new endeavor has no limits.” Betley’s rise to creator prominence has happened fast; He made his first TikTok video in December of 2019.
In addition to being a contributing architect on the consumer experience arm of the division, Betley has created a robust training platform for loan officers and real estate agents who have the desire and determination to gain traction in the social media and creator space—in other words to go “viral.” The early results from this program have been staggering.
NFM’s Chief Business Development Officer Greg Sher sought Betley out in early 2021 and approached him about building something together. “I thought the idea of lead generation through influencers had potential, but you never really know until you start the engines and get going,” said Sher. “This new division has the all the makings of a watershed moment for NFM and to have the Michael Jordan of mortgage influencers as a partner is incredible. I can’t wait to see what this looks like in 1-3 years.”
For more information on the division, email influencerdiv@nfmlending.com.
About NFM Lending
NFM Lending is an award-winning, multi-state residential mortgage lender currently licensed in 48 states. NFM Lending focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. NFM Lending is dedicated to streamlining the loan process to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance. For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.
LINTHICUM, MD, November 16, 2021 — NFM Lending is pleased to announce the opening of a new branch in Columbus, Ohio led by Branch Manager Todd Novosel. The NFM Lending branch will focus on expanding NFM’s flexible and powerful lending platform to serve Columbus community families with exceptional customer service. NFM Lending offers Conventional, FHA, VA, USDA, FNMA, Jumbo, and many other loan options to fit every borrower’s need.
“NFM’s reputation in the Columbus area is outstanding,” said Novosel. “For me, it was a move I’ve been thinking about for some time. I’m aligning myself with some of the top originators in the country. This increased visibility will not only come from leveraging local resources, but from having the backing of a national lender with strong financials and a consistent track record of great customer service.”
“I am ecstatic to have Todd Novosel join our NFM family,” remarked NFM Lending Founder and CEO David Silverman. “Todd is a top originator in Columbus and his consistency throughout his career is unmatched. We now have the opportunity to help Todd take his business and relationships throughout the Ohio region to the next level.”
The branch’s goal is to continue to provide the same commitment and dedication to borrowers, ranging from first-time homebuyers to seasoned buyers looking for their next home, a second home, or investment properties.
“We are all very honored that Todd choose NFM Lending for this next stage of his career, the timing couldn’t be more perfect for him,” said NFM President Jan Ozga. “We knew Todd because of his stellar reputation in Columbus and we’re excited at the opportunity to partner with him. NFM is committed to working alongside him and give him the resources he needs to expand his business and continue his focus on top notch customer experience.”
Todd is currently seeking qualified Mortgage Loan Originators for full and part-time positions.
For more information, please contact:
Todd Novosel
Branch Manager
NMLS# 525347
(614) 647-4770
NovoselTeam@nfmlending.com
www.nfmlending.com/tnovosel
About NFM Lending
NFM Lending is a national mortgage lending company currently licensed in 48 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.
LINTHICUM, MD, October 7, 20201— NFM TV, a four-time Telly-award-winning media division of NFM Lending, announced today that it secured an exclusive interview with the mother and stepfather of fallen U.S. Marine David Lee Espinoza. The interview was part of the company’s NFM Salute initiative. Each month one military member or Veteran is chosen to be honored as the “Salute of the Month.” The “Salute of the Month” is featured on nfmsalute.com with a video biography about their service. In conjunction, NFM Lending donates to a military or Veteran non-profit in the Salute’s name; NFM Lending is proud to present $2,500 to Gary Sinise Foundation on behalf of Espinoza.
Lance Corporal Espinoza was one of 13 U.S. servicemen and women killed on August 26, 2021, when a suicide bomber detonated an explosive device at Kabul International Airport.
The interview with Espinoza’s mother, Elizabeth Holguin, and his stepfather, Victor Dominguez, took place from their home in Laredo, TX, on September 24, 2021, less than one month after Espinoza and other military service members were lost.
Espinoza had been moved from Jordan to Afghanistan to protect the Kabul airport and refugees just one week before the attack. Holguin expressed that her level of anxiety was elevated leading up to the day of the bombings. “When he was in Jordan, of course, I was worried. Like any deployment, as a mother, you worry. But he would FaceTime over there and he would say it was very calm. So I learned how to live with it. But once he moved to Afghanistan for that week, we were just counting the days for August 31 when they were all coming back.”
In the interview, Dominguez described the day he found out that his stepson was among those killed. “I was here home and I turned on the TV and they mentioned what had happened. I remember [a U.S. General] saying that by midnight of that day, all the parents or husbands or wives related to the people would by then know who the victims were. I remember I stayed up till midnight and I remember walking from the sofa going to my bed and going, ‘We made it.’ And then we get the phone call.”
Despite it all, Holguin is staying strong for her other children and finds comfort that her son and the other 13 fallen heroes were returned home. “He made me so proud, always did. He’s my American hero. He was doing what he loved so I can’t be prouder than that.”
To watch the interview in its entirety, visit vimeo.com/nfminc/despinoza. To see past Salutes and to nominate someone visit nfmsalute.com.
About NFM Lending
NFM Lending is a mortgage lending company currently licensed in 42 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, BluPrint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.
LINTHICUM, MD, August 19, 2021 – NFM Lending today announced the hiring of Cindy Keith as its Chief Strategy Officer. Keith brings over 25 years in mortgage banking to NFM’s national lending platform. She spent 17 years with the government-sponsored enterprise (GSE) Fannie Mae, holding several roles overseeing single-family strategic initiatives, the HomePath® real estate marketing strategy, and a suite of Desktop Underwriter (DU) products. In this role, she will help build plans and align systems that help further the mission of NFM to be the top mortgage company in America in terms of production, culture, and customer service.
“I am very excited to join the NFM Family,” said Keith, who resides in Great Falls, VA, with her husband, son, and two dogs. “NFM is already such a forward-thinking company, so my job is to help them execute on key initiatives and continue to drive automation.”
“We are tremendously blessed to have Cindy join our team,” said NFM’s COO/CAO Bob Tyson. “Her background coupled with a can-do attitude will continue to take us to new heights.”
Keith, who holds a BS in Accounting from the University of North Carolina, Wilmington, is a retired Certified Internal Auditor and a trained Lean Six Sigma Black Belt. She is also an inventor of five patents designed to facilitate process improvements in the mortgage industry.
About NFM Lending
NFM Lending is a mortgage lending company currently licensed in 42 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.
LINTHICUM, MD, February 11, 2021 — NFM Lending is pleased to announce the opening of a branch in Medford, NJ, led by mortgage industry veterans Dana Gounaris and Ron Gosewisch. The location will serve all of southern New Jersey and introduces a new partnership for the co-branch managers, who share a passion for providing the highest levels of service to their clients and real estate agents.
In 2020, Gosewisch and Gounaris were ranked the #1 and #2 loan originators, respectively, in Camden County, NJ. Gosewisch also ranked #1 in volume for Burlington County and was the #1 originator for New Jersey’s First Time Home Buyer program.
Since 2005, Gounaris has ranked as a top 200 loan originator by many industry trade publications, and in 2007 ranked #11 in the country with 711 units closed. Last year, his volume skyrocketed to $98 million in personal production and team volume of over $450 million. He has achieved a Certified Mortgage Planning Specialist designation, a classification held by only 5% of mortgage professionals nationwide. He looks forward to bringing that expertise to NFM.
“NFM Lending is the perfect place to provide the highest level of service to my clients and real estate agent partners,” said Gounaris, who has also achieved a 5-Star rating by Philadelphia Magazine for excellence in customer service. “I am so excited to join NFM and continue to help my clients achieve their dream of homeownership!”
Gosewisch brings 23 years in the mortgage business to the new partnership. He is also recognized as one of the top 200 mortgage originators by leading industry publications. He says his true passion is to help first-time homebuyers obtain financing to purchase their first home.
“I am excited to join the NFM Lending family,” said Gosewisch. “We have an incredible team built to streamline the home buying experience. NFM is the perfect fit to help us provide top-notch service to our borrowers and referral partners.”
“Dana Gounaris and Ron Gosewisch are best-in-class mortgage professionals,” said NFM Lending President Jan Ozga. “It is an honor to have them as part of the NFM Family. NFM is excited to build around their extraordinary talents, and we are confident that this partnership will be unstoppable.”
The NFM Lending branch will expand NFM’s flexible and powerful lending platform throughout the southern New Jersey area to better serve families in the community. NFM Lending offers Conventional, FHA, VA, USDA, FNMA, Jumbo, and many other loan options to fit every borrower’s need.
Gounaris and Gosewisch are currently seeking qualified Mortgage Loan Originators for full and part-time positions.
For more information, please contact:
Dana Gounaris
Branch Manager
NMLS# 13818
856-905-9017
danag@nfmlending.com
www.nfmlending.com/danag
1524 Kings Highway Swedesboro, NJ 08085
NFM Lending is a national mortgage lending company currently licensed in 40 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.
NFM Lending announced today they will make a $60,000 donation to St. Jude Children’s Research Hospital as part of its new “Chipping Away at Childhood Cancer” program, an initiative with PGA Golfer Tom Lewis. NFM, who is a corporate sponsor of Lewis, committed $2,500 to St. Jude for every birdie Mr. Lewis made in the World Golf Championships-FedEx St. Jude Invitational held July 30 – August 2, 2020 at TPC Southwind in Memphis, TN. Lewis made 24 birdies, the most of any golfer in the tournament, on his way to a 2nd place finish.
NFM Lending’s CEO, David Silverman, has been a big supporter of St. Jude and its mission for many years. “St. Jude has been a charitable focus for me since 2012,” said Silverman. “Their transparency on how donations are used to treat and cure children with cancer is unparalleled. I had the opportunity to tour St. Jude and it is inspiring and humbling. NFM is grateful to support this worthy cause.”
Mr. Silverman announced that the donation to St. Jude is just the beginning of a new level of support and partnership NFM will have with St. Jude. The “Chipping Away at Childhood Cancer” program will follow Lewis on the PGA Tour, and NFM will continue to donate money for every birdie and eagle he makes throughout the year. If he wins any of the PGA events, NFM Lending will make an additional donation of $100,000.
The new program is part of NFM’s C.A.R.E.S. initiative which focuses on the success of the family unit and the right of all people to have a safe, secure, and healthy place to live and grow.
To read about the groundbreaking research and holistic treatment of childhood cancer and other life-threatening diseases being performed by St. Jude and to make your own donation, please go to https://www.stjude.org/.
LINTHICUM, MD, June 5, 2020 — NFM Lending is proud to announce they ranked #1 in Maryland and #43 nationally in the Top Mortgage Lenders 2019 by Scotsman Guide.
Each year, Scotsman Guide compiles a list of the nation’s 75 top-producing mortgage companies and publicly traded banks by their total yearly mortgage volume. According to their website, “Top Mortgage Lenders is the mortgage industry’s most comprehensive, most intensely verified list of its kind.” NFM Lending had an overall mortgage volume of $3,262,057,677 and 12,005 loans closed. They moved up from being ranked #56 nationally in 2018, and this is their first year in the top position in the state of Maryland.
“It brings me great joy to look back at 2019 and reflect on the many accomplishments NFM as a collective group achieved,” said Bob Tyson, COO/CAO of NFM Lending. “The hard work of everyone in Sales, Ops and Admin is what led to this tremendous growth. And it is the spirit of family that drives us toward even greater achievements. I am incredibly proud of every member of the team and to be a part of this company. With the challenges we are faced with today, the NFM employees are why we are able to succeed and continue to move forward with great conviction that nothing can stop us.”
NFM Lending was also recognized in the Top Mortgage Lenders in 2012, 2013, 2017 and 2018. Mortgage Executive Magazine has recognized NFM as a ‘Top 100 Mortgage Company’ six times.
In addition to business performance, NFM Lending is also consistently recognized for its exceptional company culture. These awards include: ‘50 Best Companies to Work For’ by Mortgage Executive Magazine; ‘Top Mortgage Employer’ by National Mortgage Professional Magazine; ‘Top Work Place’ by both The Washington Post and The Baltimore Sun; and finalist in the “Best Places to Work” by Baltimore Business Journal. NFM Lending is proud of these accomplishments and looks forward to another successful year.
NFM Lending is a mortgage lending company currently licensed in 41 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.
LINTHICUM, MD, May 29, 2020 — NFM TV announced today that a video program it produced entitled “NFM Salute: Sgt. Eric Houck” has been named Best in Non-Broadcast in the 41st Annual Telly Awards.
The Telly Awards is the premier award honoring video and television across all screens. Established in 1979, The Telly Awards receives over 12,000 entries from all 50 states and 5 continents. Entrants are judged by The Telly Awards Judging Council—an industry body of over 200 leading experts including advertising agencies, production companies, and major television networks, reflective of the multiscreen industry.
“When I started NFM TV a few years ago, winning awards wasn’t my goal,” said NFM TV Creator and Host, Greg Sher. “I wanted to tell great stories, not only about things happening in the mortgage industry, but across the country. It was an honor to tell the story of Eric Houck’s sacrifice, along with that of his family. We continue to create great content and share important stories that we’re proud of, so I feel like this is just the beginning.”
Sabrina Dridje, Managing Director of the Telly Awards said, “Our theme for this season, Telly Award Winners Tell Great Stories is a true reflection of the diversity of stories the community is skillfully able to tell. Now, more than ever, we need to celebrate them and those that bring global stories to our attention. This award is a tribute to the talent and vision of these creators.”
NFM TV consists of Creator/Host Greg Sher, Executive Producer Gene DiPaula, Producer/Editor Nayoung Kim, and Marketing/PR Coordinator Kelsey Trumbull.
The full list of the 41st Annual Telly Awards winners can be found at www.tellyawards.com/winners.
NFM TV is a subsidiary of NFM Lending, an award-winning, multi-state residential mortgage lender currently licensed in 41 states. The mission of NFM TV is to provide “mortgage industry-related news and content that hits home” with insight and analysis through the use of audio and video production. NFM TV interviews some of the top thought leaders in home lending, including top branch managers, loan originators, real estate agents, and others in the mortgage industry examining the latest trends and giving helpful tips. NFM Lending was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, BluPrint Home Loans, and Freedmont Mortgage Group. For more information about NFM TV, visit nfmtv.com and like our Facebook page.
LINTHICUM, MD, September 1, 2017— NFM Lending is pleased to honor Chief Warrant Officer 3 (CW3) Thomas Nicola, Jr. as the NFM Salute for September 2017.
Born and raised in Coal Township, PA, CW3 Nicola is currently assigned as the Quality Assurance Officer for Submarine Squadron 7 in Pearl Harbor, HI, and is entering his 20th year of active duty service with the U.S. Navy. CW3 Nicola enlisted in October of 1997 as a Nuclear Machinist Mate, Engineering Laboratory Technician. He has completed tours on board the USS Harry S Truman CVN 75, USS Ronald Reagan CVN 76 and USS Carl Vinson CVN 70 (all nuclear power aircraft carriers); he also did a tour at Pearl Harbor Naval Shipyard. He has completed eight overseas deployments, and is slated to retire in May 2018.
CW3 Nicola was nominated by his cousin, Candy Belfield.
“Thomas is my cousin and friend,” said Belfield. “I am so proud of his accomplishments in the Navy during his career. He has given most of his life to serving our country, including time away from friends and family during deployments. I am thankful there are people like Thomas to serve and protect, and thankful to NFM for recognizing him.”
The NFM Salute is an initiative in which one military member or Veteran is chosen each month to be honored as the “Salute of the Month.” Salutes are chosen from nominations on the NFM Salute website, www.nfmsalute.com. The “Salute of the Month” will be featured on the website with a brief biography and information about his or her service, and NFM Lending will make a $2,500 donation to a military or Veteran non-profit in the Salute’s name. CW3 Nicola chose The Gary Sinise Foundation to receive this month’s donation.
Selected NFM Salutes may choose from one of the following three non-profits: Platoon 22, AnySoldier, and the Gary Sinise Foundation. NFM looks forward to the opportunity to continue to honor military and Veterans through the NFM Salute initiative.
About NFM Lending
NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.