About Us

NFM Inc About Us
NFM, Inc. is a mortgage lender currently licensed in twenty-nine states and counting. We strive to provide exceptional customer service by meeting each individual’s personal and financial needs and goals, as related to their mortgage loans. Each loan we service is processed as expeditiously as possible, while maintaining superior quality. Our business operates on a platform of high standards, putting honesty, integrity, and ethics at the top level of importance.

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Mission Statement

To assist clients in obtaining financial security by providing exemplary services through mortgage solutions.


NFM, Inc. was founded in 1998 by the husband and wife team of David and Sandy Silverman. Starting as a small mortgage brokerage in downtown Baltimore City, NFM, Inc. quickly matured into a full-fledged multi-state lender with licenses in twenty-seven states. With the addition of our Retail Branch program in 2004, NFM, Inc. has since grown to include approximately 29 branches and counting. NFM, Inc.’s corporate office located in Linthicum, MD, currently houses over a hundred employees and continues to expand at a fast pace.NFM, Inc. attributes its rapid growth to a sound commitment to our core values: service, integrity, and respect. Throughout our history, we continue to maintain the customer as our primary focus and are always thinking of ways to better service our clients’ interests.

Community Involvement

Recognizing that our success is dependent on not only our clients, but the communities around us, NFM, Inc. strives to give back to the community as much as possible. Check out our NFM Cares page to see what community projects we’ve been involved with lately.
As the environment is an integral part of our community, NFM, Inc. started a company-wide green initiative as well. This initiative promotes a paperless loan operation process that reduces paper use for both the company and consumer. We believe that by making small changes in our everyday routines, a large impact can be made.

Our Team

NFM, Inc. is committed to the success of our employees and recognizing their dedication. . We take pride in our team members’ individual talents and values. As we have continued to expand, we have cultivated a work environment that is professional, inspirational, and promotes growth. We reward success through group and individual recognition programs, offer a comprehensive benefits package to all employees of NFM, Inc., and promote from within whenever possible. Please visit our Careers page to see if you might share our path with us.